How to Divide Home Equity Fairly During a Divorce Sale
The Home: Your Biggest Shared Asset
For many couples, the home represents years of investment—both financial and emotional. Dividing that value fairly is one of the hardest parts of divorce.
At The Shaina McAndrews Team, we help couples handle the numbers with compassion and clarity.
Understanding Equity
Home equity = Market value – Mortgage balance – Selling costs
We provide an accurate market analysis to help both spouses understand exactly what’s at stake.
3 Common Ways to Handle Home Equity in Divorce
1. Sell and Split the Proceeds
The simplest and most transparent approach. The home sells, costs are paid, and net proceeds are divided per your divorce agreement.
2. One Spouse Buys Out the Other
One party refinances to pay the other’s share. We can help coordinate appraisals and connect you with lenders who specialize in divorce-related financing.
3. Defer the Sale
Occasionally, couples agree to keep the home for a set period (for children’s stability) before selling later. We provide equity tracking tools to prepare for the eventual sale.
Our Neutral Role
We’re not mediators—we’re trusted real estate professionals who ensure the home sells at fair market value.
Transparency and accuracy prevent disputes and keep things civil.
“Having a fair, neutral agent made all the difference in our process.” — Divorce Client, Montgomery County 2025
If you need a neutral, experienced Realtor to help divide equity and manage your home sale—
👉 Schedule a Confidential Strategy Call
