Selling a House With Foundation Problems: How to Protect Yourself and Make the Right Move
“Foundation issues” are some of the scariest words homeowners hear. If your house has cracks, settling, or structural concerns, you may worry that selling will be impossible or financially devastating. The reality is that homes with foundation problems sell every day—the difference is in having an honest, strategic plan instead of reacting out of fear.
Common questions include:
Can I sell this house at all?
Do I have to fix the foundation first?
Will buyers run away?
How much will this affect my price?
Your Two Main Paths
In most cases, you have two primary options:
Repair the foundation before selling.
This can increase buyer confidence and your sale price, and may make it easier for buyers using traditional financing. It does require upfront cash, time, and coordination.Sell the home as‑is and let the buyer handle the repair.
This is typically faster and less stressful for you, but usually means a lower price and often attracts more investors or renovation‑minded buyers.
The right choice depends on your finances, timeline, financing needs of likely buyers, and overall risk tolerance.
Why Strategy Matters More Than Fear
The biggest mistakes homeowners make are either trying to hide the issue or guessing at pricing without data. Both can lead to deals falling apart during inspections or appraisals—or to leaving significant money on the table.
A good strategy includes:
Understanding the severity and scope of the issue (ideally with professional input).
Reviewing repair estimates if they are available or reasonably obtainable.
Pricing the home realistically given its condition and local market.
Targeting the right buyer pool (owner‑occupants vs. investors).
Setting expectations early in the process so buyers are not surprised.
The Shaina McAndrews Team at eXp Realty is known for accurate pricing advice, strategic offer guidance, and clear explanations of process and paperwork for sellers across Montgomery County, Philadelphia, and surrounding counties.
How Shaina McAndrews Helps
Shaina helps homeowners facing foundation problems by combining local expertise with a structured, data‑driven approach. Her team:
Evaluates repair‑versus‑as‑is options with you so you can see potential net outcomes.
Helps you understand how buyers in your specific market are likely to react.
Creates a pricing and marketing strategy that fits reality—not wishful thinking.
Navigates inspections, appraisals, and negotiations calmly and proactively.
Uses strong communication and systems to keep deals together instead of watching them fall apart at the last minute.
The goal is not to pretend the problem does not exist. The goal is to sell the home in a way that is honest, strategic, and financially sound for you.
Talk It Through Before Making a Costly Decision
Before you commit to expensive repairs or resign yourself to a deep discount, it is worth talking through your options with a market expert. A short, confidential conversation can help you:
Understand how serious the issue is in the eyes of buyers and lenders.
Compare realistic “fix vs. sell as‑is” scenarios.
Choose a path that fits your finances, timeline, and stress level.
You can schedule a seller consultation or quick call with Shaina McAndrews using her online Calendly links, which local homeowners use to get clear, no‑pressure guidance on complex sale situations.
