Net Proceeds vs. Sale Price: What Montgomery County Sellers Really Take Home
Many sellers focus on getting the highest possible sale price, but what truly matters is how much money they take home at the closing table. That number—your net proceeds—can look very different once fees, credits, and repairs are factored in. Shaina McAndrews helps Montgomery County homeowners focus on the full financial picture so they can make smarter decisions from pricing through negotiation.
Why the highest offer isn’t always the best
A buyer who offers a slightly higher price but asks for large seller credits, extensive repairs, or big concessions can actually leave a seller with less in their pocket. Shaina breaks down each offer into its components, showing sellers how closing costs, credits, and requested repairs affect their true bottom line. By viewing offers through a net proceeds lens, sellers can see which option is financially stronger—not just flashier on paper.
Understanding typical costs of selling
Between transfer tax, title-related fees, commissions, and possible repairs or credits, many sellers underestimate their costs. Shaina walks homeowners through a realistic estimate of what to expect so there are fewer surprises later in the process. This clarity helps sellers set a more informed list price and gives them a benchmark for evaluating offers as they come in.
Factoring in time, risk, and stress
Net proceeds are not only about dollars; time and risk matter too. An offer that closes quickly and has fewer contingencies may be worth more to a seller who needs certainty or is juggling a purchase on the other end. Shaina helps clients weigh the value of a smoother, more predictable transaction against offers that might be higher but come with more risk or longer timelines.
Using a customized valuation as a planning tool
Before listing, Shaina uses a detailed valuation and net sheet-style estimate to help sellers understand approximate outcomes at different price points. This gives homeowners a clearer sense of what they could walk away with in realistic scenarios, instead of guessing. With that information, sellers can better plan their next purchase, relocation, or financial goals tied to the sale.
If you want to see what your Montgomery County home could realistically net you in today’s market, request your free home valuation and estimated proceeds through Shaina’s CloudCMA link.
