A 10-Year Retirement Roadmap for Realtors
Most agents don’t fail because they don’t work hard. They fail because they don’t have a plan. When it comes to retirement, the same is true. Realtors who end up broke in their later years aren’t lazy — they simply never built a roadmap.
So let’s build one together.
In the first couple of years, your focus is on production. Close deals, cap, and start earning the stock awards that eXp offers for hitting milestones. At the same time, begin sponsoring a few agents into the company. Even one or two can make a big difference down the line.
By years three to five, you should be seeing consistency. You’re capping each year, maybe even hitting ICON if you’re producing at a high level, and your revenue share is starting to become noticeable. This is where you can begin thinking bigger: how many agents do you want to attract? How can you balance production with growth?
In years six to eight, you may decide to scale back. Maybe you transition into referral-only business with your past clients. Maybe you reduce your hours but continue mentoring the agents you’ve sponsored. The key here is that your revenue share and stock are now doing the heavy lifting.
By years nine and ten, you have options. You can fully step back if you want, or keep working at the pace you enjoy. The point is, your income doesn’t disappear when you slow down. You’ve created a business — not just a job — and you can finally choose how you want to live.
This roadmap isn’t a fantasy. It’s what hundreds of agents at eXp are already experiencing. And with the right partner guiding you, it’s achievable no matter where you’re starting from today.
If you don’t have a retirement roadmap yet, don’t wait another year to create one. Book a strategy session with me, and let’s map out your path to financial freedom.
