Earning Bilt Points during your home purchase is genuinely exciting. But the question that often follows is: what do I actually do with them? The answer is more flexible than most people expect. Here is a full breakdown of Bilt Points redemption options and how to extract the most value after closing on a home in the Philadelphia area.
Transfer to Airline Miles
This is where Bilt Points tend to deliver the best value. Bilt has transfer partnerships with major airline loyalty programs, and members transfer points 1:1 to programs including American Airlines AAdvantage, United MileagePlus, Delta SkyMiles, Air Canada Aeroplan, and others.
For Philadelphia buyers, American Airlines is a natural anchor given its hub at PHL. Transferring 50,000 Bilt Points to AAdvantage miles can cover domestic round trips or contribute meaningfully toward international travel — especially during Bilt transfer bonus promotions, which periodically offer 25 to 50 percent additional miles on transfers.
Hotel Loyalty Programs
Bilt also transfers to major hotel programs including World of Hyatt and IHG One Rewards. Hyatt is widely regarded as one of the strongest hotel programs for point value, and 1:1 Bilt transfers to Hyatt can unlock free night stays at 5,000 to 15,000 points per night, depending on property category.
After the intensity of closing on a home, a weekend away is a well-earned reward — and Bilt makes it easy to fund one.
Fitness Memberships
Bilt members can also apply points toward fitness memberships at partner studios including Equinox, SoulCycle, and Pure Barre. For buyers who already hold these memberships, redirecting points here is a practical way to offset ongoing costs using rewards earned on your home purchase.
Shopping and Dining
Points can be applied toward purchases with Bilt retail and dining partners. While the per-point value tends to run slightly lower than airline or hotel transfers, it is a useful outlet for everyday spending in the months following closing — when budgets are often stretched thin.
Home-Related Expenses
One distinctive Bilt feature is the ability to use points toward rent or certain home-related costs. For buyers who want to reduce immediate post-closing expenses, this adds a practical layer of flexibility that most loyalty programs simply do not offer.
How to Maximize Your Points Value
A few strategies worth knowing before you start redeeming:
Transfer to airlines or World of Hyatt for the highest per-point return
Watch for Bilt transfer bonus promotions — they run multiple times per year and can significantly increase your mileage
Do not let points sit unused for extended periods — check current terms for any expiration considerations
Stack purchase points with ongoing dining and travel spend to build your balance faster
The Bottom Line
The points you earn from a Philadelphia-area home purchase are not a token reward — they represent real flights, real hotel nights, and real financial flexibility. The key is knowing how to deploy them. Your Bilt-matched agent can connect you with Bilt resources to walk you through redemption options after closing.
Ready to Get Started?
If you are searching for a home in Philadelphia, Montgomery County, Chester County, Delaware County, or Bucks County, you can request Shaina McAndrews as your dedicated eXp Realty agent directly through the Bilt Rewards program. When you submit your home search interest with Bilt, simply request Shaina by name. She will reach out within 24 hours to discuss your preferences, answer your questions, and start helping you find the right home — while making sure you earn every Bilt Point you are entitled to along the way.
Shaina McAndrews | (215) 767-7150 | shaina.mcandrews@exprealty.com | MontCoLiving.com
